The 13th Grade — Class of '26
Class is in session.
24 units across three parts. Read the chapter, watch the module, do the thing. Your progress saves on this device — no account, no pop quizzes.
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Part I
Growing Your Mindset
The operating system everything else runs on.
01Mindset HacksHabits, discipline, and talking to yourself like a coach instead of a critic.10-min module02The Comparison TrapInstagram is not a benchmark. Building your own scoreboard.Chapter first03First Principles ThinkingStrip a problem down to what's actually true, then rebuild from there.Chapter first04Habit LoopsCue, routine, reward — wiring the boring stuff to run on autopilot.Chapter first05Emotional Intelligence 101Reading the room, naming the feeling, responding instead of reacting.Chapter first06BoundariesSaying no without burning bridges — at work, at home, in the group chat.Chapter first07Failure RepsGetting told no on purpose until it stops being scary.Chapter first08Purpose, RoughlyYou don't need a calling. You need a direction and a next step.Chapter first
Part II
Mastering Money
Every dollar, decoded in plain English.
09Money 101Budgeting that doesn't feel like punishment. Where your paycheck actually goes.10-min module10Tax Season, DecodedW-2? 1099? Refund? Plain English, before April ruins your month.10-min module11Credit Glow-UpFrom "no score" to "approved" — without falling for a single trap.10-min module12Invest, Eventually401(k)s and index funds for people with fifty bucks and a dream.10-min module13Paychecks & BenefitsThe 401(k) match, the HSA, the insurance elections — the form nobody explains.Chapter first14Debt, StrategicallyStudent loans, car notes, and the order to pay them down in.Chapter first15Emergency FundsWhy three months of rent in a boring account beats any hot tip.Chapter first16NegotiationAsking for more — salary, rent, bills — without your voice shaking.Chapter first
Part III
Life's Big Calls
A framework for the decisions that shape your decade.
17The Big CallsCareer moves, new cities, big relationships — how to actually think them through.10-min module18First ApartmentsLeases, deposits, roommates — what to read before you sign.Chapter first19Career MovesWhen to stay, when to jump, and how to tell the difference.Chapter first20New CitiesMoving somewhere you know nobody — the checklist and the math.Chapter first21Big RelationshipsMoney talks, moving in, and the conversations that decide everything.Chapter first22Health & InsuranceDeductibles, premiums, networks — decoded before you need them.Chapter first23Family Money TalksHelping parents, taking help, and keeping all of it healthy.Chapter first24The Ten-Year ViewZooming out: decisions that compound, and the ones that don't matter.Chapter first